SMSF REFINANCE SPECIALIST BROKER
Still on your original SMSF Rate?
Most trustees are paying thousands more than they need to.
Your lender won’t tell you. We will.
- Rates from 6.59% (6.87% comparison rate) — 19 lenders, free comparison
- No tax returns. No accountant's letter. No serviceability stress test.*
- Settled in 3–5 weeks. Rate monitor for life.
What is your legacy rate costing you?
Enter your loan details below and see, what staying on your current rate is costing your retirement fund, and what that money could grow to if it stayed in your SMSF instead.
Your Loan Details
Adjust to match your fund’s situation
Loan balance ($)
Current rate (%)
New SMSF rate (%)
The real opportunity
Invest your monthly saving of $796 at 9% p.a. and compounding does the heavy lifting.
AFTER 10 YEARS
invested & grown
$409,654
AFTER 20 YEARS
invested & grown
$537,000
Illustrative only. Based on investing your monthly interest saving of $796 at 9% p.a., compounded monthly over 20 years. Does not constitute financial advice.
15+ lenders
It’s easier than you think
Refinancing your SMSF is simple. Really.
Most trustees put it off because they assume it’s complicated.
To get started, you need just two documents – and one of them you already have
Your Bank Statements
12 months of SMSF bank statements showing loan repayments. You already have these — they're in your internet banking right now.
Rental Statements
We'll ask for these later — after we've found your best rate. They help unlock Tier 1 lender pricing, but they don't hold up the process.
We handle lender selection, LRBA compliance, liaison with your accountant, and settlement.
Four steps. We do most of them.
1
You answer 4 questions
Property value, loan balance, current rate, tenanted or not. That’s all we need to get started.
2
We search the market
We compare specialist SMSF lenders — including ones you can’t access directly — and bring you the best options within 1 business hour.
3
We handle everything
Valuations, lender submission, SIS Act compliance, accountant liaison, settlement. You get updates. We do the work.
4
You start saving
Typically settled in 3–5 weeks. Rate monitor runs for life from settlement.
No upfront costs.
We’re paid by the lender on settlement — only when your deal is done.
Included with every refinance
We don't disappear after settlement.
Two things your bank will never give you — free, for the life of your loan. No catches. No subscriptions.
SMSF Document Vault
- Secure storage for trust deeds, leases, statements & audits
- One secure link – share everything with your accountant instantly
- Encrypted & private – only you and who you invite can access
- Active from the moment you upload your first document
No subscription · No setup fee
Rate Monitor For Life
Your bank is quietly hoping you never check your rate again. We scan every lender on our panel every month. The moment a better rate exists for your fund, you hear from us.
- Monthly scan across 15+ SMSF lenders – runs automatically
- Alert the moment a meaningful saving becomes available
- No annual review appointments – it just runs quietly
- Most clients save again within 3 years of first refinance
For life · Every client
We Handle the Complexity
So You Don't Have To.
SMSF lending requires precision that most brokers don’t have. We specialise in it — ensuring every refinance is SIS Act compliant while getting you the best possible rate.
- LRBA specialists — we know the structure inside out
- Full SIS Act compliance review included with every refinance
- We liaise directly with your SMSF accountant or administrator
- Access to specialist SMSF lenders not available on the open market
Your loan questions answered
What documents do I actually need?
Your 12-month SMSF bank statements are all we need to get started — you already have these in your internet banking. No tax returns, no accountant’s letter, no serviceability stress test*. Rental statements and trust deed can come later.
How fast can this be done?
Will this hurt my credit score?
Do I need full tax returns?
Do I need to notify my current lender?
How much does it cost?
Nothing upfront. Please note that standard lender and government fees may apply (such as valuation, application, and discharge fees), which we will fully disclose before you proceed.
Get your free refinance quote
4 questions. 60 seconds. No credit check. Options back within 1 business hour.
*Lender Conditions apply. Rental Return criteria applies
Not ready to talk to us?
4 questions. 60 seconds. No credit check. Options back within 1 business hour.