We monitor your rate against 70+ lenders every month — home loans, investment loans, SMSF, commercial — and tell you the moment a better deal exists. Free, forever. You don’t need to be our client.
Find out what you could save
Lenders compared
monthly
No cost,
no broker fees
Avg. time before
a better rate appears
Upfront — paid by lender
only if you switch
Your lender, approximate balance, loan type, and current interest rate. Takes 60 seconds. No account, no documents, no credit check.
We compare your rate against every lender on our panel relevant to your loan type. If a better rate is available right now, we'll tell you in our first message.
Rates move. Lenders come and go. We scan the market every month. You hear from us only when something meaningful changes for your fund.
When we find a better deal, we explain what's available and what switching would involve. No pressure. If you want to act, we handle the whole thing. We're paid by the lender, not by you.
Just half a percent difference on an average $700,000 loan saves you:
$3,500
every year – $292 every month
back in your pocket, not your bank’s.
0.5% difference · $700k loan
$3,500/yr
1% difference · $700k loan
$7,000/yr
1.5% difference · $700k loan
$10,500/yr
Over 5 years at 1%
$35,000
Find out what you could save
Based on a $700,000 principal and interest loan. Actual savings depend on your balance, loan type, and rate difference. Illustrative only.
Banks make more money the longer you stay on an uncompetitive rate. We exist to fix that.
We’re a mortgage brokerage — which means we’re legally and professionally obligated to act in your interest, not a lender’s. We have no allegiance to any bank or institution. We’re paid only when we find you a better deal and you choose to act on it. Our only job is to find you the loan that actually fits — and make sure every dollar possible stays in your pocket.
Rates and lenders are our entire world. Every day we’re comparing products, talking to BDMs, watching what lenders are doing in the market. We know which lenders have quietly dropped their rates this month (for new customers), which have tightened their credit, and which are actively trying to win refinances. That’s specialist knowledge most borrowers never get access to — and it costs us nothing extra to share it with you.
So we do. Because we think you deserve to know.
You shouldn’t have to monitor your own rate. You shouldn’t have to understand lender policy changes or know which banks are competitive this quarter. That’s our job — and we’ll do it for you, quietly, every month, whether or not you’re currently our client.
We offer this free because we believe you deserve to know if you’re being overcharged — and because keeping an eye on rates is genuinely easy for us. It’s our industry. We do it every day anyway.
Look, even if you never become a client — you still get the benefit of our expertise. We’re paid by lenders, not borrowers. So if we ever find something worth acting on and you want our help, that’s when we get paid. If not, no drama.
When we find a better rate we tell you the facts, clearly. What you do with that is entirely your call. There’s no script, no pressure, no follow-up sales call you didn’t ask for. Information only.
If you decide to switch and ask us to handle it, the lender pays our commission at settlement. You pay zero — not for the monitoring, not for the refinance, not for any of the advice along the way.
Knowing which lenders are competitive right now, which have tightened credit, and which have quietly dropped their rates — that’s our day job. We do it anyway. Passing it on to you costs us nothing, and means you never have to figure it out yourself.
Free, monthly, no obligation. 60 seconds to set up — works for home loans, investment loans, SMSF, commercial. We’ll send you a market comparison within 1 business day.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
There may be occasions where you may be charged a fee by your broker.
Your broker is able to assess each lender’s approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.
